Buying A Home
Buying a home is an exciting time in your life! Let us help make that dream a reality and take away all of the stress that goes along with purchasing your new home. Whether you are purchasing a new construction, an existing home, or just an open space for future enjoyment, representation by an agent is a valuable tool in making your dreams come true.
For some, buying a home is the largest investment that they will make in a lifetime. We strive to make that process a simple and painless transaction. We will guide you every step of the way to make purchasing your home enjoyable and exciting…as it should be! We are here to do all the work so you can have a pleasurable experience.
10 Steps to Home Ownership
Meet with an agent. In person is always best, as it allows you to get a sense of whether you can work with them. If time or location doesn’t permit it, a phone call can get this process started.
Establish the representation agreement. Our services are free for every buyer, and to protect you to the fullest extent a standard Buyers Representation Agreement should be signed by you and your agent.
Pre-Qualification is a very helpful tool in negotiation these days. We suggest meeting with a mortgage lender to make sure any offer you submit can be secured with a mortgage.
During the first 3 steps, your agent already has an idea of where you would like to purchase a home, and in what price range we should be searching. We will narrow down those homes and accompany you in viewing properties.
When you find a home that you would like to make an offer on, your agent will assist you in compiling and negotiating the best offer possible. This can sometimes entail offers and counter offers. A good agent will work for you in securing the property at the right price for you.
Once the offer has been accepted, there is the process of arranging property inspections, negotiating repairs, and meeting requirements to proceed with closing.
If applicable, your lender will collaborate process the application for the loan. It is important at this stage that you keep your financial status as stable as possible. Any changes to your income, expenses, and credit can still result in you not qualifying for a mortgage, even if you were pre qualified for the loan.
We will assist you in reviewing the title commitment, restrictions, and Home Owner Association documents.
You attend your closing at your local title office to execute all closing documents. We will arrange the closing appointment on your behalf and let you know where and when it will take place. We always strive to attend the closing appointment with our valued customers to make sure that the process is smooth as possible to the very end.
After the funding of your loan, which is normally 2 hours after closing, you will be given your keys and you are the proud new owner of your home and can begin moving in!!